About Pam Morton

Hello. I’m Pam Morton and I’m here to help you.

What I’m offering is thoughtful guidance that can help people make informed Retirement Healthcare decisions during one of the biggest transitions of their lives.

Whether you are a business, a non-profit organization, an employee or an individual, Medicare planning can be confusing with so much to learn about Medicare and how it coordinates with other coverage.

During my career I have helped National employers to make decisions for their Medicare retirees. I always loved the process of working with the employer to design the plan offerings, making it work financially and then participating in the open enrollment meetings to have that full circle moment to see if we got it right.

Now as an Agency Owner and a Broker, I can make personalized retiree healthcare recommendations, since I am not representing an Employer's strategy. I enjoy meeting people where they are and aligning with their process to make the important decisions that impact them.

As a consultant, working outside of California, my work is fee based and I will only work with clients that need more help than what they can get for free from an agent, broker, or consultant who will ultimately help them to purchase a product.  My clients are people who need the background and experience I can bring to the table.

For Financial Advisors, CPAs, estate planning attorneys and trust attorneys, I can provide fee-based help for your higher income clients who need more expertise on making retiree health care decisions, and be the person you trust to work with your clients.