Financial & Retirement Planners

Our retirement healthcare consulting service helps financial planners, wealth advisors, CPAs, and other retirement professionals give their clients informed, personalized guidance when healthcare decisions intersect with retirement planning.

Retirement Healthcare Planning for Your Clients

Give your clients a clearer picture of one of retirement's most important, and often overlooked, financial decisions: medical and drug costs during retirement.

For many clients, retirement health care isn't simply a question of finding a Medicare plan. It can involve coordinating Medicare with retiree benefits, evaluating coverage from multiple former employers, comparing spouse's options, understanding HSA considerations, and determining how healthcare costs fit into an overall retirement income strategy.

You don't have to become the health care expert. We can be the healthcare resource on your team.

The questions we can help you answer for your clients:

• How does Medicare factor into my retirement plan?
• What coverage do we already have access to?
• What will each healthcare option really cost over time?
• How do our employer and retiree benefits coordinate with Medicare?
• Should my spouse and I be on the same plan?
• What happens if our health needs change?
• How does this decision affect our retirement income strategy?
  

We will help you incorporate health care into the larger financial conversation.

We Are a Resource for the Complex Cases

The clients who benefit most from our expertise are often those whose healthcare decisions aren't straightforward.

For example:

• A couple is retiring from different employers and each has access to a different retiree medical plan.
• One spouse has valuable employer-sponsored retiree coverage while the other has Medicare Advantage or Medigap options.
• A client has worked for multiple employers and needs to understand how different retiree benefits coordinate with Medicare.
• A client is approaching Medicare eligibility while still working and needs to coordinate employer coverage with Medicare.
• A couple has different health needs and wants to determine whether they should have the same coverage or separate plans.
• A retiree has access to a former employer's Medicare-sponsored plan and wants to compare the value of keeping that coverage versus purchasing their own Supplemental coverage.
• A family has significant assets and wants healthcare decisions evaluated in the context of their broader retirement strategy—not in isolation.

A Collaborative Extension of Your Advisory Team

We understand that your relationship with the client comes first.

Our goal is to provide specialized retirement health care expertise that complements your work.

You remain the client's trusted financial advisor.

We become your retirement health care resource.

We can work directly with you behind the scenes, participate in a client meeting, or provide information for a detailed health care analysis that you can incorporate into your planning process.

Bring Us In When Healthcare Becomes Complicated

If you have a client approaching retirement or Medicare eligibility and health care is becoming a significant planning question, we're available as a specialized resource for your practice.